/**
 * Estilos para la página de Financiación
 * AKT Via Motos - www.aktviamotos.com
 * Rediseño profesional con paleta de colores corporativa
 */

/* ============================================
   HERO SECTION
   ============================================ */

.financiacion-hero {
  background: linear-gradient(135deg, var(--color-akt-blue-darker, #002952) 0%, var(--color-akt-blue, #004F9E) 50%, var(--color-akt-blue-dark, #003D7A) 100%);
  background-size: 200% 200%;
  padding: var(--spacing-3xl, 80px) 0 var(--spacing-2xl, 48px);
  position: relative;
  overflow: hidden;
  animation: shimmerBackground 15s ease infinite;
}

@keyframes shimmerBackground {
  0% {
    background-position: -200% center;
  }
  100% {
    background-position: 200% center;
  }
}

.financiacion-hero::before {
  content: '';
  position: absolute;
  width: 300px;
  height: 300px;
  background: radial-gradient(circle, rgba(226, 6, 19, 0.1) 0%, transparent 70%);
  border-radius: 50%;
  top: 20%;
  left: 10%;
  animation: floatParticle1 12s ease-in-out infinite;
  pointer-events: none;
}

.financiacion-hero::after {
  content: '';
  position: absolute;
  width: 200px;
  height: 200px;
  background: radial-gradient(circle, rgba(0, 79, 158, 0.15) 0%, transparent 70%);
  border-radius: 50%;
  bottom: 15%;
  right: 15%;
  animation: floatParticle2 10s ease-in-out infinite;
  pointer-events: none;
}

@keyframes floatParticle1 {
  0%, 100% {
    transform: translate(0, 0) rotate(0deg);
    opacity: 0.3;
  }
  50% {
    transform: translate(30px, -30px) rotate(180deg);
    opacity: 0.6;
  }
}

@keyframes floatParticle2 {
  0%, 100% {
    transform: translate(0, 0) rotate(0deg);
    opacity: 0.2;
  }
  50% {
    transform: translate(-40px, 40px) rotate(-180deg);
    opacity: 0.5;
  }
}

.financiacion-hero__content {
  position: relative;
  z-index: 1;
  text-align: center;
  max-width: 900px;
  margin: 0 auto;
}

.financiacion-hero__badge {
  display: inline-block;
  padding: 8px 20px;
  background: rgba(255, 255, 255, 0.15);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: 50px;
  font-size: 14px;
  font-weight: 700;
  color: var(--color-white, #ffffff);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 24px;
}

.financiacion-hero__title {
  font-size: clamp(2rem, 5vw, 3.5rem);
  font-weight: 900;
  color: var(--color-white, #ffffff);
  margin: 0 0 24px 0;
  line-height: 1.2;
  letter-spacing: -0.02em;
  text-shadow: 0 2px 20px rgba(0, 0, 0, 0.3);
}

.financiacion-hero__subtitle {
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: rgba(255, 255, 255, 0.95);
  margin: 0 0 40px 0;
  line-height: 1.6;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
}

.financiacion-hero__stats {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
  gap: 24px;
  margin: 48px 0;
  padding: 32px 0;
}

.financiacion-hero__stat {
  text-align: center;
  padding: 20px;
  background: rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: 16px;
  transition: all 0.3s ease;
}

.financiacion-hero__stat:hover {
  background: rgba(255, 255, 255, 0.15);
  transform: translateY(-4px);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.2);
}

.financiacion-hero__stat-number {
  font-size: 2.5rem;
  font-weight: 900;
  color: var(--color-white, #ffffff);
  margin-bottom: 8px;
  line-height: 1;
}

.financiacion-hero__stat-label {
  font-size: 0.875rem;
  color: rgba(255, 255, 255, 0.9);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.financiacion-hero__actions {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
  margin-top: 40px;
}

/* ============================================
   VENTAJAS DE FINANCIACIÓN SECTION
   ============================================ */

.ventajas-financiacion-section {
  padding: 80px 0;
  position: relative;
}

.ventajas-financiacion-section .section__header {
  text-align: center;
  margin-bottom: 48px;
}

.ventajas-financiacion-section .section__title {
  font-size: clamp(2rem, 4vw, 2.5rem);
  font-weight: 900;
  color: var(--color-gray-900, #171717);
  margin-bottom: 16px;
  letter-spacing: -0.02em;
  position: relative;
  display: inline-block;
}

.ventajas-financiacion-section .section__title::after {
  content: '';
  position: absolute;
  bottom: -8px;
  left: 50%;
  transform: translateX(-50%);
  width: 80px;
  height: 4px;
  background: linear-gradient(90deg, var(--color-akt-red, #E20613) 0%, var(--color-akt-blue, #004F9E) 100%);
  border-radius: 2px;
}

.ventajas-financiacion-section .section__subtitle {
  font-size: clamp(1rem, 2vw, 1.125rem);
  color: var(--color-gray-600, #525252);
  line-height: 1.6;
  max-width: 700px;
  margin: 0 auto;
}

.ventajas-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 20px;
  margin-top: 40px;
}

/* Responsive del grid de ventajas */
@media (min-width: 1200px) {
  .ventajas-grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
  }
}

@media (min-width: 768px) and (max-width: 1199px) {
  .ventajas-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
  }
}

.ventaja-card {
  padding: 20px;
  background: var(--color-white, #ffffff);
  border-radius: 12px;
  border: 1px solid var(--color-gray-200, #E5E5E5);
  transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.04);
  position: relative;
  overflow: hidden;
  display: flex;
  flex-direction: column;
}

.ventaja-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--color-akt-red, #E20613) 0%, var(--color-akt-blue, #004F9E) 100%);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s ease;
}

.ventaja-card:hover::before {
  transform: scaleX(1);
}

.ventaja-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.1);
  border-color: var(--color-akt-red, #E20613);
}

.ventaja-card__header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 16px;
  gap: 12px;
}

.ventaja-card__icon {
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, var(--color-akt-red, #E20613) 0%, var(--color-akt-blue, #004F9E) 100%);
  border-radius: 12px;
  color: var(--color-white, #ffffff);
  flex-shrink: 0;
  box-shadow: 0 4px 12px rgba(226, 6, 19, 0.2);
  transition: all 0.3s ease;
}

.ventaja-card:hover .ventaja-card__icon {
  transform: scale(1.05);
  box-shadow: 0 6px 16px rgba(226, 6, 19, 0.3);
}

.ventaja-card__icon svg {
  width: 24px;
  height: 24px;
}

.ventaja-card__badge {
  padding: 6px 12px;
  background: linear-gradient(135deg, var(--color-akt-red, #E20613) 0%, var(--color-akt-blue, #004F9E) 100%);
  color: var(--color-white, #ffffff);
  border-radius: 20px;
  font-size: 0.75rem;
  font-weight: 700;
  white-space: nowrap;
  box-shadow: 0 2px 8px rgba(226, 6, 19, 0.2);
}

.ventaja-card__title {
  font-size: 1.0625rem;
  font-weight: 700;
  color: var(--color-gray-900, #171717);
  margin: 0 0 8px 0;
  line-height: 1.4;
}

.ventaja-card__description {
  font-size: 0.875rem;
  color: var(--color-gray-600, #525252);
  line-height: 1.5;
  margin: 0;
  flex: 1;
}


/* ============================================
   TIPOS DE CRÉDITO SECTION
   ============================================ */

.tipos-credito-section {
  padding: 80px 0;
  position: relative;
  overflow: hidden;
}

.tipos-credito-section .section__header {
  position: relative;
  z-index: 1;
}

.tipos-credito-section .section__header {
  text-align: center;
  margin-bottom: 48px;
  position: relative;
  z-index: 1;
}

.tipos-credito-section .section__title {
  font-size: clamp(2rem, 4vw, 2.5rem);
  font-weight: 900;
  color: var(--color-white, #ffffff);
  margin-bottom: 16px;
  letter-spacing: -0.02em;
  text-shadow: 0 2px 10px rgba(0, 0, 0, 0.3);
  position: relative;
  display: inline-block;
}

.tipos-credito-section .section__title::after {
  content: '';
  position: absolute;
  bottom: -8px;
  left: 50%;
  transform: translateX(-50%);
  width: 80px;
  height: 4px;
  background: rgba(255, 255, 255, 0.8);
  border-radius: 2px;
  box-shadow: 0 2px 8px rgba(255, 255, 255, 0.3);
}

.tipos-credito-section .section__subtitle {
  font-size: clamp(1rem, 2vw, 1.125rem);
  color: rgba(255, 255, 255, 0.95);
  line-height: 1.6;
  max-width: 700px;
  margin: 0 auto;
  text-shadow: 0 1px 4px rgba(0, 0, 0, 0.2);
}

.tipos-credito-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 32px;
  margin-top: 48px;
  position: relative;
  z-index: 1;
}

/* Responsive del grid de tipos de crédito */
@media (min-width: 1200px) {
  .tipos-credito-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

.tipo-credito-card {
  padding: 32px;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(10px);
  border-radius: 16px;
  border: 1px solid rgba(255, 255, 255, 0.2);
  transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.1);
  position: relative;
  overflow: hidden;
}

.tipo-credito-card::after {
  content: '';
  position: absolute;
  top: -50%;
  right: -50%;
  width: 200%;
  height: 200%;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.1) 0%, transparent 70%);
  opacity: 0;
  transition: opacity 0.3s ease;
}

.tipo-credito-card:hover::after {
  opacity: 1;
}

.tipo-credito-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 12px 32px rgba(0, 0, 0, 0.15);
  background: var(--color-white, #ffffff);
}

.tipo-credito-card__header {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 16px;
}

.tipo-credito-card__icon {
  width: 64px;
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, var(--color-akt-red, #E20613) 0%, var(--color-akt-blue, #004F9E) 100%);
  border-radius: 16px;
  color: var(--color-white, #ffffff);
  flex-shrink: 0;
  box-shadow: 0 6px 20px rgba(226, 6, 19, 0.3);
  transition: all 0.3s ease;
  position: relative;
}

.tipo-credito-card__icon::before {
  content: '';
  position: absolute;
  inset: -2px;
  border-radius: 18px;
  background: linear-gradient(135deg, var(--color-akt-red, #E20613) 0%, var(--color-akt-blue, #004F9E) 100%);
  opacity: 0;
  transition: opacity 0.3s ease;
  z-index: -1;
  filter: blur(6px);
}

.tipo-credito-card:hover .tipo-credito-card__icon {
  transform: scale(1.15) rotate(-5deg);
  box-shadow: 0 10px 28px rgba(226, 6, 19, 0.4);
}

.tipo-credito-card:hover .tipo-credito-card__icon::before {
  opacity: 0.6;
}

.tipo-credito-card__icon svg {
  width: 32px;
  height: 32px;
}

.tipo-credito-card__title {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--color-gray-900, #171717);
  margin: 0;
}

.tipo-credito-card__description {
  font-size: 0.9375rem;
  color: var(--color-gray-600, #525252);
  line-height: 1.6;
  margin: 0 0 20px 0;
}

.tipo-credito-card__features {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.tipo-credito-card__features li {
  font-size: 0.875rem;
  color: var(--color-gray-700, #404040);
  padding-left: 24px;
  position: relative;
}

.tipo-credito-card__features li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--color-akt-red, #E20613);
  font-weight: 700;
}

/* Botón de alerta informativa en tarjetas de tipos de crédito */
.info-alert-btn {
  display: flex;
  align-items: center;
  gap: 8px;
  width: 100%;
  padding: 10px 16px;
  margin-top: 16px;
  background: linear-gradient(135deg, rgba(226, 6, 19, 0.1) 0%, rgba(0, 79, 158, 0.1) 100%);
  border: 1px solid rgba(226, 6, 19, 0.3);
  border-radius: 8px;
  color: var(--color-akt-red, #E20613);
  font-size: 0.8125rem;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.3s ease;
  text-align: left;
}

.info-alert-btn:hover {
  background: linear-gradient(135deg, rgba(226, 6, 19, 0.15) 0%, rgba(0, 79, 158, 0.15) 100%);
  border-color: var(--color-akt-red, #E20613);
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(226, 6, 19, 0.2);
}

.info-alert-btn svg {
  flex-shrink: 0;
}

/* ============================================
   TODAS LAS FINANCIERAS SECTION
   ============================================ */

.todas-financieras-section {
  padding: 80px 0;
  position: relative;
}

.todas-financieras-section .section__header {
  text-align: center;
  margin-bottom: 48px;
}

.todas-financieras-section .section__title {
  font-size: clamp(2rem, 4vw, 2.5rem);
  font-weight: 900;
  color: var(--color-gray-900, #171717);
  margin-bottom: 16px;
  letter-spacing: -0.02em;
  position: relative;
  display: inline-block;
}

.todas-financieras-section .section__title::after {
  content: '';
  position: absolute;
  bottom: -8px;
  left: 50%;
  transform: translateX(-50%);
  width: 80px;
  height: 4px;
  background: linear-gradient(90deg, var(--color-akt-red, #E20613) 0%, var(--color-akt-blue, #004F9E) 100%);
  border-radius: 2px;
}

.todas-financieras-section .section__subtitle {
  font-size: clamp(1rem, 2vw, 1.125rem);
  color: var(--color-gray-600, #525252);
  line-height: 1.6;
  max-width: 700px;
  margin: 0 auto;
}

.todas-financieras-section .section__header {
  margin-bottom: 48px;
  text-align: center;
}

.todas-financieras-section .section__title {
  font-size: clamp(2rem, 4vw, 2.5rem);
  font-weight: 900;
  color: var(--color-gray-900, #171717);
  margin-bottom: 16px;
  letter-spacing: -0.02em;
}

.todas-financieras-section .section__subtitle {
  font-size: clamp(1rem, 2vw, 1.125rem);
  color: var(--color-gray-600, #525252);
  line-height: 1.6;
  max-width: 700px;
  margin: 0 auto;
}

/* Filtros y Búsqueda */
.financieras-filters {
  margin-bottom: 48px;
  background: var(--color-white, #ffffff);
  padding: 32px;
  border-radius: 16px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.04);
  border: 1px solid var(--color-gray-200, #E5E5E5);
  position: sticky;
  top: 80px;
  z-index: 10;
  transition: all 0.3s ease;
}

.financieras-filters:hover {
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.08);
}

.financieras-search {
  position: relative;
  max-width: 500px;
  margin: 0 auto 32px;
}

.financieras-search__input {
  width: 100%;
  padding: 16px 48px 16px 20px;
  border: 2px solid var(--color-gray-200, #E5E5E5);
  border-radius: 12px;
  font-size: 1rem;
  color: var(--color-gray-900, #171717);
  background: var(--color-white, #ffffff);
  transition: all 0.3s ease;
}

.financieras-search__input::placeholder {
  color: var(--color-gray-400, #A3A3A3);
}

.financieras-search__input:focus {
  outline: none;
  border-color: var(--color-akt-red, #E20613);
  box-shadow: 0 0 0 3px rgba(226, 6, 19, 0.1);
}

.financieras-search__icon {
  position: absolute;
  right: 16px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--color-gray-400, #A3A3A3);
  pointer-events: none;
}

.financieras-filter-buttons {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  justify-content: center;
}

.filter-btn {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 12px 24px;
  border: 2px solid var(--color-gray-200, #E5E5E5);
  border-radius: 50px;
  background: var(--color-white, #ffffff);
  color: var(--color-gray-700, #404040);
  font-size: 0.9375rem;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.3s ease;
}

.filter-btn:hover {
  border-color: var(--color-akt-red, #E20613);
  color: var(--color-akt-red, #E20613);
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(226, 6, 19, 0.15);
}

.filter-btn.active {
  background: linear-gradient(135deg, var(--color-akt-red, #E20613) 0%, var(--color-akt-blue, #004F9E) 100%);
  border-color: transparent;
  color: var(--color-white, #ffffff);
  box-shadow: 0 4px 12px rgba(226, 6, 19, 0.3);
}

.filter-btn.active:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 16px rgba(226, 6, 19, 0.4);
}

.filter-count {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 24px;
  height: 24px;
  padding: 0 8px;
  background: rgba(0, 0, 0, 0.1);
  border-radius: 12px;
  font-size: 0.75rem;
  font-weight: 700;
}

.filter-btn.active .filter-count {
  background: rgba(255, 255, 255, 0.25);
  color: var(--color-white, #ffffff);
}

/* Mensaje cuando no hay resultados */
.no-results-message {
  text-align: center;
  padding: 80px 20px;
  color: var(--color-gray-500, #737373);
  background: var(--color-white, #ffffff);
  border-radius: 16px;
  margin-top: 32px;
}

.no-results-message svg {
  margin: 0 auto 24px;
  color: var(--color-gray-300, #D4D4D4);
}

.no-results-message h3 {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--color-gray-900, #171717);
  margin: 0 0 12px 0;
}

.no-results-message p {
  font-size: 1rem;
  color: var(--color-gray-600, #525252);
  margin: 0;
}

/* Grid personalizado de financieras */
.financieras-container {
  margin-top: 48px;
  position: relative;
}

.financieras-grid-custom {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
  gap: 32px;
  margin-top: 0;
  width: 100%;
  position: relative;
}

/* Efecto de carga suave */
.financieras-grid-custom::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: linear-gradient(
    180deg,
    transparent 0%,
    rgba(255, 255, 255, 0.1) 50%,
    transparent 100%
  );
  pointer-events: none;
  opacity: 0;
  transition: opacity 0.3s ease;
}

.financieras-grid-custom:has(financiera-card:hover)::before {
  opacity: 1;
}

/* Responsive del grid de financieras */
@media (min-width: 1440px) {
  .financieras-grid-custom {
    grid-template-columns: repeat(4, 1fr);
    gap: 32px;
  }
}

@media (min-width: 1024px) and (max-width: 1439px) {
  .financieras-grid-custom {
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
  }
}

@media (min-width: 768px) and (max-width: 1023px) {
  .financieras-grid-custom {
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
  }
}

.financieras-grid-custom financiera-card {
  display: block;
  animation: fadeInUp 0.6s cubic-bezier(0.4, 0, 0.2, 1) backwards;
}

.financieras-grid-custom financiera-card:nth-child(1) { animation-delay: 0.1s; }
.financieras-grid-custom financiera-card:nth-child(2) { animation-delay: 0.15s; }
.financieras-grid-custom financiera-card:nth-child(3) { animation-delay: 0.2s; }
.financieras-grid-custom financiera-card:nth-child(4) { animation-delay: 0.25s; }
.financieras-grid-custom financiera-card:nth-child(5) { animation-delay: 0.3s; }
.financieras-grid-custom financiera-card:nth-child(6) { animation-delay: 0.35s; }
.financieras-grid-custom financiera-card:nth-child(7) { animation-delay: 0.4s; }
.financieras-grid-custom financiera-card:nth-child(8) { animation-delay: 0.45s; }
.financieras-grid-custom financiera-card:nth-child(9) { animation-delay: 0.5s; }
.financieras-grid-custom financiera-card:nth-child(10) { animation-delay: 0.55s; }
.financieras-grid-custom financiera-card:nth-child(11) { animation-delay: 0.6s; }
.financieras-grid-custom financiera-card:nth-child(12) { animation-delay: 0.65s; }

@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(20px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* ============================================
   COMPARATIVA SECTION
   ============================================ */

.comparativa-section {
  padding: 80px 0;
  background: var(--color-white, #ffffff);
  position: relative;
}

.comparativa-section::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--color-akt-red, #E20613) 0%, var(--color-akt-blue, #004F9E) 100%);
}

.comparativa-section .section__header {
  text-align: center;
  margin-bottom: 40px;
}

.comparativa-section .section__title {
  font-size: clamp(2rem, 4vw, 2.5rem);
  font-weight: 900;
  color: var(--color-gray-900, #171717);
  margin-bottom: 12px;
  letter-spacing: -0.02em;
  position: relative;
  display: inline-block;
}

.comparativa-section .section__title::after {
  content: '';
  position: absolute;
  bottom: -8px;
  left: 50%;
  transform: translateX(-50%);
  width: 80px;
  height: 4px;
  background: linear-gradient(90deg, var(--color-akt-red, #E20613) 0%, var(--color-akt-blue, #004F9E) 100%);
  border-radius: 2px;
}

.comparativa-section .section__subtitle {
  font-size: clamp(1rem, 2vw, 1.125rem);
  color: var(--color-gray-600, #525252);
  line-height: 1.6;
  max-width: 700px;
  margin: 0 auto;
}

.comparativa-alert {
  margin-top: 32px;
  margin-bottom: 24px;
}

.comparativa-alert__btn {
  display: flex;
  align-items: center;
  gap: 16px;
  width: 100%;
  padding: 16px 20px;
  background: linear-gradient(135deg, rgba(226, 6, 19, 0.08) 0%, rgba(0, 79, 158, 0.08) 100%);
  border: 2px solid rgba(226, 6, 19, 0.2);
  border-radius: 12px;
  color: var(--color-gray-900, #171717);
  font-size: 0.9375rem;
  text-align: left;
  cursor: pointer;
  transition: all 0.3s ease;
}

.comparativa-alert__btn:hover {
  background: linear-gradient(135deg, rgba(226, 6, 19, 0.12) 0%, rgba(0, 79, 158, 0.12) 100%);
  border-color: var(--color-akt-red, #E20613);
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(226, 6, 19, 0.15);
}

.comparativa-alert__btn svg {
  flex-shrink: 0;
  color: var(--color-akt-red, #E20613);
}

.comparativa-alert__content {
  flex: 1;
  line-height: 1.5;
}

.comparativa-alert__content strong {
  color: var(--color-akt-red, #E20613);
  font-weight: 700;
}

.comparativa-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 20px;
  margin-top: 40px;
}

.comparativa-card {
  background: var(--color-white, #ffffff);
  border: 1px solid var(--color-gray-200, #E5E5E5);
  border-radius: 12px;
  padding: 20px;
  transition: all 0.3s ease;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.04);
  display: flex;
  flex-direction: column;
}

.comparativa-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.1);
  border-color: var(--color-akt-red, #E20613);
}

.comparativa-card__header {
  margin-bottom: 16px;
  padding-bottom: 16px;
  border-bottom: 2px solid var(--color-gray-200, #E5E5E5);
  position: relative;
}

.comparativa-card__header::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  width: 50px;
  height: 2px;
  background: linear-gradient(90deg, var(--color-akt-red, #E20613) 0%, var(--color-akt-blue, #004F9E) 100%);
}

.comparativa-card__title {
  font-size: 1.125rem;
  font-weight: 700;
  color: var(--color-gray-900, #171717);
  margin: 0;
  line-height: 1.4;
}

.comparativa-card__body {
  display: flex;
  flex-direction: column;
  gap: 12px;
  flex: 1;
}

.comparativa-card__item {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.comparativa-card__label {
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--color-gray-500, #737373);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.comparativa-card__value {
  font-size: 0.875rem;
  color: var(--color-gray-900, #171717);
  font-weight: 500;
  line-height: 1.4;
}

/* ============================================
   MODAL DE ALERTAS INFORMATIVAS
   ============================================ */

.info-alert-modal {
  position: fixed;
  inset: 0;
  z-index: 9999;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 20px;
  animation: fadeIn 0.3s ease;
}

@keyframes fadeIn {
  from {
    opacity: 0;
  }
  to {
    opacity: 1;
  }
}

.info-alert-modal__overlay {
  position: absolute;
  inset: 0;
  background: rgba(0, 0, 0, 0.6);
  backdrop-filter: blur(4px);
}

.info-alert-modal__content {
  position: relative;
  background: var(--color-white, #ffffff);
  border-radius: 16px;
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.3);
  max-width: 600px;
  width: 100%;
  max-height: 90vh;
  overflow-y: auto;
  animation: slideUp 0.3s ease;
  z-index: 1;
}

@keyframes slideUp {
  from {
    transform: translateY(20px);
    opacity: 0;
  }
  to {
    transform: translateY(0);
    opacity: 1;
  }
}

.info-alert-modal__header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 24px;
  border-bottom: 1px solid var(--color-gray-200, #E5E5E5);
  background: var(--color-white, #ffffff);
  border-radius: 16px 16px 0 0;
}

.info-alert-modal__title {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--color-gray-900, #171717);
  margin: 0;
}

.info-alert-modal__close {
  width: 32px;
  height: 32px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--color-gray-100, #F5F5F5);
  border: none;
  border-radius: 50%;
  color: var(--color-gray-700, #404040);
  cursor: pointer;
  transition: all 0.3s ease;
}

.info-alert-modal__close:hover {
  background: var(--color-gray-200, #E5E5E5);
  transform: rotate(90deg);
  color: var(--color-gray-900, #171717);
}

.info-alert-modal__body {
  padding: 24px;
  color: var(--color-gray-900, #171717);
  line-height: 1.6;
}

.info-alert-modal__body h1,
.info-alert-modal__body h2,
.info-alert-modal__body h3,
.info-alert-modal__body h4,
.info-alert-modal__body h5,
.info-alert-modal__body h6,
.info-alert-modal__body strong {
  color: var(--color-gray-900, #171717);
  font-weight: 700;
}

.info-alert-modal__body p,
.info-alert-modal__body ul,
.info-alert-modal__body li {
  color: var(--color-gray-900, #171717);
}

.info-alert-modal__body ul {
  margin: 16px 0;
  padding-left: 24px;
}

.info-alert-modal__body li {
  margin-bottom: 8px;
}

.info-alert-modal__body li strong {
  color: var(--color-gray-900, #171717);
}

.info-alert-modal__footer {
  display: flex;
  gap: 12px;
  padding: 20px 24px;
  border-top: 1px solid var(--color-gray-200, #E5E5E5);
  justify-content: flex-end;
}

.info-alert-modal__btn {
  padding: 12px 24px;
  border: 2px solid var(--color-gray-300, #D4D4D4);
  border-radius: 8px;
  background: var(--color-white, #ffffff);
  color: var(--color-gray-700, #404040);
  font-size: 0.9375rem;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.3s ease;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  justify-content: center;
}

.info-alert-modal__btn:hover {
  border-color: var(--color-gray-400, #A3A3A3);
  background: var(--color-gray-50, #FAFAFA);
}

.info-alert-modal__btn--primary {
  background: linear-gradient(135deg, var(--color-akt-red, #E20613) 0%, var(--color-akt-blue, #004F9E) 100%);
  border-color: transparent;
  color: var(--color-white, #ffffff);
}

.info-alert-modal__btn--primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(226, 6, 19, 0.3);
}

/* ============================================
   REQUISITOS SECTION
   ============================================ */

.requisitos-section {
  padding: 80px 0;
  position: relative;
}

.requisitos-section .section__header {
  text-align: center;
  margin-bottom: 40px;
}

.requisitos-section .section__title {
  font-size: clamp(2rem, 4vw, 2.5rem);
  font-weight: 900;
  color: var(--color-gray-900, #171717);
  margin-bottom: 12px;
  letter-spacing: -0.02em;
  position: relative;
  display: inline-block;
}

.requisitos-section .section__title::after {
  content: '';
  position: absolute;
  bottom: -8px;
  left: 50%;
  transform: translateX(-50%);
  width: 80px;
  height: 4px;
  background: linear-gradient(90deg, var(--color-akt-red, #E20613) 0%, var(--color-akt-blue, #004F9E) 100%);
  border-radius: 2px;
}

.requisitos-section .section__subtitle {
  font-size: clamp(1rem, 2vw, 1.125rem);
  color: var(--color-gray-600, #525252);
  line-height: 1.6;
  max-width: 700px;
  margin: 0 auto;
}

.requisitos-content {
  display: flex;
  flex-direction: column;
  gap: 32px;
  margin-top: 40px;
}

.requisitos-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 16px;
}

.proceso-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 16px;
}

.requisito-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 16px;
  background: var(--color-white, #ffffff);
  border-radius: 12px;
  border: 1px solid var(--color-gray-200, #E5E5E5);
  transition: all 0.3s ease;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.04);
}

.requisito-item:hover {
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
  border-color: var(--color-akt-red, #E20613);
}

.requisito-item__icon {
  width: 40px;
  height: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, var(--color-akt-red, #E20613) 0%, var(--color-akt-blue, #004F9E) 100%);
  border-radius: 10px;
  color: var(--color-white, #ffffff);
  flex-shrink: 0;
  box-shadow: 0 2px 8px rgba(226, 6, 19, 0.2);
}

.requisito-item__icon svg {
  width: 20px;
  height: 20px;
}

.requisito-item__content {
  flex: 1;
  min-width: 0;
}

.requisito-item__title {
  font-size: 0.9375rem;
  font-weight: 700;
  color: var(--color-gray-900, #171717);
  margin: 0 0 4px 0;
  line-height: 1.4;
}

.requisito-item__description {
  font-size: 0.8125rem;
  color: var(--color-gray-600, #525252);
  margin: 0;
  line-height: 1.4;
}

.proceso-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 16px;
  background: var(--color-white, #ffffff);
  border-radius: 12px;
  border: 1px solid var(--color-gray-200, #E5E5E5);
  border-left: 4px solid var(--color-akt-red, #E20613);
  transition: all 0.3s ease;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.04);
}

.proceso-item:hover {
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
  border-color: var(--color-akt-red, #E20613);
  background: var(--color-gray-50, #FAFAFA);
}

.proceso-item__number {
  width: 36px;
  height: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, var(--color-akt-red, #E20613) 0%, var(--color-akt-blue, #004F9E) 100%);
  color: var(--color-white, #ffffff);
  border-radius: 50%;
  font-size: 0.9375rem;
  font-weight: 900;
  flex-shrink: 0;
  box-shadow: 0 2px 8px rgba(226, 6, 19, 0.2);
}

.proceso-item__content {
  flex: 1;
  min-width: 0;
}

.proceso-item__title {
  font-size: 0.9375rem;
  font-weight: 700;
  color: var(--color-gray-900, #171717);
  margin: 0 0 4px 0;
  line-height: 1.4;
}

.proceso-item__description {
  font-size: 0.8125rem;
  color: var(--color-gray-600, #525252);
  margin: 0;
  line-height: 1.4;
}

/* ============================================
   PROCESO SECTION
   ============================================ */

.proceso-section {
  padding: 80px 0;
  position: relative;
  overflow: hidden;
}

.proceso-section .section__header {
  position: relative;
  z-index: 1;
  text-align: center;
  margin-bottom: 48px;
}

.proceso-section .section__title {
  font-size: clamp(2rem, 4vw, 2.5rem);
  font-weight: 900;
  color: var(--color-white, #ffffff);
  margin-bottom: 16px;
  letter-spacing: -0.02em;
  text-shadow: 0 2px 10px rgba(0, 0, 0, 0.3);
}

.proceso-section .section__subtitle {
  font-size: clamp(1rem, 2vw, 1.125rem);
  color: rgba(255, 255, 255, 0.9);
  line-height: 1.6;
  max-width: 700px;
  margin: 0 auto;
  text-shadow: 0 1px 4px rgba(0, 0, 0, 0.2);
}

.timeline-container {
  margin-top: 48px;
  position: relative;
  z-index: 1;
  padding: 0 20px;
}

.timeline {
  position: relative;
  max-width: 1000px;
  margin: 0 auto;
}

.timeline::before {
  content: '';
  position: absolute;
  left: 40px;
  top: 0;
  bottom: 0;
  width: 3px;
  background: linear-gradient(180deg, 
    var(--color-akt-red, #E20613) 0%, 
    var(--color-akt-blue, #004F9E) 100%);
  border-radius: 2px;
  opacity: 0.3;
}

.timeline-item {
  position: relative;
  display: flex;
  gap: 24px;
  margin-bottom: 40px;
  align-items: flex-start;
}

.timeline-item:last-child {
  margin-bottom: 0;
}

.timeline-item:last-child .timeline-item__line {
  display: none;
}

.timeline-item__marker {
  position: relative;
  flex-shrink: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  z-index: 2;
  width: 80px;
}

.timeline-item__number {
  width: 56px;
  height: 56px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, var(--color-akt-red, #E20613) 0%, var(--color-akt-blue, #004F9E) 100%);
  color: var(--color-white, #ffffff);
  border-radius: 50%;
  font-size: 1.25rem;
  font-weight: 900;
  box-shadow: 0 4px 16px rgba(226, 6, 19, 0.4);
  border: 4px solid rgba(255, 255, 255, 0.95);
  position: relative;
  transition: all 0.3s ease;
}

.timeline-item:hover .timeline-item__number {
  transform: scale(1.1);
  box-shadow: 0 6px 24px rgba(226, 6, 19, 0.5);
}

.timeline-item__number::before {
  content: '';
  position: absolute;
  inset: -4px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--color-akt-red, #E20613) 0%, var(--color-akt-blue, #004F9E) 100%);
  opacity: 0;
  transition: opacity 0.3s ease;
  z-index: -1;
  filter: blur(8px);
}

.timeline-item:hover .timeline-item__number::before {
  opacity: 0.6;
}

.timeline-item__line {
  width: 3px;
  height: 40px;
  background: linear-gradient(180deg, 
    var(--color-akt-red, #E20613) 0%, 
    var(--color-akt-blue, #004F9E) 100%);
  margin-top: 8px;
  border-radius: 2px;
  opacity: 0.5;
}

.timeline-item__content {
  flex: 1;
  padding: 20px 24px;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(10px);
  border-radius: 12px;
  border: 1px solid rgba(255, 255, 255, 0.3);
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.1);
  transition: all 0.3s ease;
  margin-top: 8px;
  max-width: calc(100% - 104px);
}

.timeline-item:hover .timeline-item__content {
  background: var(--color-white, #ffffff);
  transform: translateX(8px);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.15);
}

.timeline-item__title {
  font-size: 1.125rem;
  font-weight: 700;
  color: var(--color-gray-900, #171717);
  margin: 0 0 8px 0;
  line-height: 1.4;
}

.timeline-item__description {
  font-size: 0.9375rem;
  color: var(--color-gray-600, #525252);
  line-height: 1.6;
  margin: 0 0 12px 0;
}

/* Botón de alerta en timeline */
.timeline-alert-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 12px;
  background: rgba(226, 6, 19, 0.1);
  border: 1px solid rgba(226, 6, 19, 0.3);
  border-radius: 6px;
  color: var(--color-akt-red, #E20613);
  font-size: 0.75rem;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.3s ease;
  margin-top: 8px;
}

.timeline-alert-btn:hover {
  background: rgba(226, 6, 19, 0.15);
  border-color: var(--color-akt-red, #E20613);
  transform: translateY(-1px);
  box-shadow: 0 2px 8px rgba(226, 6, 19, 0.2);
}

.timeline-alert-btn svg {
  flex-shrink: 0;
  width: 16px;
  height: 16px;
}

/* Timeline Desktop - Diseño alternado */
@media (min-width: 1024px) {
  .timeline::before {
    left: 50%;
    transform: translateX(-50%);
    width: 4px;
  }

  .timeline-item {
    width: 50%;
    margin-bottom: 50px;
    position: relative;
  }

  .timeline-item:nth-child(odd) {
    flex-direction: row;
    padding-right: 80px;
  }

  .timeline-item:nth-child(even) {
    flex-direction: row-reverse;
    margin-left: auto;
    padding-left: 80px;
  }

  .timeline-item:nth-child(even) .timeline-item__content {
    text-align: right;
  }

  .timeline-item__marker {
    position: absolute;
    left: 50%;
    transform: translateX(-50%);
    width: auto;
    flex-direction: column;
  }

  .timeline-item:nth-child(odd) .timeline-item__marker {
    right: -40px;
    left: auto;
    transform: none;
  }

  .timeline-item:nth-child(even) .timeline-item__marker {
    left: -40px;
    right: auto;
    transform: none;
  }

  .timeline-item__content {
    max-width: 100%;
  }

  .timeline-item:nth-child(odd):hover .timeline-item__content {
    transform: translateX(-8px);
  }

  .timeline-item:nth-child(even):hover .timeline-item__content {
    transform: translateX(8px);
  }
}

/* ============================================
   RECOMENDACIONES SECTION
   ============================================ */

.recomendaciones-section {
  padding: 80px 0;
  background: var(--color-white, #ffffff);
  position: relative;
}

.recomendaciones-section::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--color-akt-red, #E20613) 0%, var(--color-akt-blue, #004F9E) 100%);
}

.recomendaciones-section .section__header {
  text-align: center;
  margin-bottom: 48px;
}

.recomendaciones-section .section__title {
  font-size: clamp(2rem, 4vw, 2.5rem);
  font-weight: 900;
  color: var(--color-gray-900, #171717);
  margin-bottom: 16px;
  letter-spacing: -0.02em;
  position: relative;
  display: inline-block;
}

.recomendaciones-section .section__title::after {
  content: '';
  position: absolute;
  bottom: -8px;
  left: 50%;
  transform: translateX(-50%);
  width: 80px;
  height: 4px;
  background: linear-gradient(90deg, var(--color-akt-red, #E20613) 0%, var(--color-akt-blue, #004F9E) 100%);
  border-radius: 2px;
}

.recomendaciones-section .section__subtitle {
  font-size: clamp(1rem, 2vw, 1.125rem);
  color: var(--color-gray-600, #525252);
  line-height: 1.6;
  max-width: 700px;
  margin: 0 auto;
}

.recomendaciones-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 24px;
  margin-top: 48px;
}

/* Responsive del grid de recomendaciones */
@media (min-width: 1024px) {
  .recomendaciones-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

@media (min-width: 768px) and (max-width: 1023px) {
  .recomendaciones-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

.recomendacion-card {
  padding: 32px;
  background: var(--color-white, #ffffff);
  border-radius: 16px;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.08);
  transition: all 0.3s ease;
  text-align: center;
  border: 1px solid var(--color-gray-200, #E5E5E5);
}

.recomendacion-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.12);
  border-color: var(--color-akt-red, #E20613);
}

.recomendacion-card__icon {
  width: 80px;
  height: 80px;
  margin: 0 auto 20px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, var(--color-akt-red, #E20613) 0%, var(--color-akt-blue, #004F9E) 100%);
  border-radius: 20px;
  color: var(--color-white, #ffffff);
  box-shadow: 0 8px 24px rgba(226, 6, 19, 0.25);
  transition: all 0.3s ease;
  position: relative;
}

.recomendacion-card__icon::before {
  content: '';
  position: absolute;
  inset: -4px;
  border-radius: 24px;
  background: linear-gradient(135deg, var(--color-akt-red, #E20613) 0%, var(--color-akt-blue, #004F9E) 100%);
  opacity: 0;
  transition: opacity 0.3s ease;
  z-index: -1;
  filter: blur(8px);
}

.recomendacion-card:hover .recomendacion-card__icon {
  transform: scale(1.15) rotate(5deg);
  box-shadow: 0 12px 32px rgba(226, 6, 19, 0.35);
}

.recomendacion-card:hover .recomendacion-card__icon::before {
  opacity: 0.5;
}

.recomendacion-card__icon svg {
  width: 40px;
  height: 40px;
}

.recomendacion-card__title {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--color-gray-900, #171717);
  margin: 0 0 12px 0;
}

.recomendacion-card__description {
  font-size: 0.9375rem;
  color: var(--color-gray-600, #525252);
  line-height: 1.6;
  margin: 0;
}

/* ============================================
   FAQs SECTION
   ============================================ */

.faqs-section {
  padding: 80px 0;
  background: var(--color-gray-50, #FAFAFA);
  position: relative;
}

.faqs-section .section__header {
  text-align: center;
  margin-bottom: 48px;
}

.faqs-section .section__title {
  font-size: clamp(2rem, 4vw, 2.5rem);
  font-weight: 900;
  color: var(--color-gray-900, #171717);
  margin-bottom: 16px;
  letter-spacing: -0.02em;
  position: relative;
  display: inline-block;
}

.faqs-section .section__title::after {
  content: '';
  position: absolute;
  bottom: -8px;
  left: 50%;
  transform: translateX(-50%);
  width: 80px;
  height: 4px;
  background: linear-gradient(90deg, var(--color-akt-red, #E20613) 0%, var(--color-akt-blue, #004F9E) 100%);
  border-radius: 2px;
}

.faqs-section .section__subtitle {
  font-size: clamp(1rem, 2vw, 1.125rem);
  color: var(--color-gray-600, #525252);
  line-height: 1.6;
  max-width: 700px;
  margin: 0 auto;
}

.faqs-list {
  margin-top: 48px;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

/* ============================================
   RESPONSIVE - TABLET (768px - 1024px)
   ============================================ */

@media (max-width: 1024px) {
  .ventajas-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
  }

  .tipos-credito-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
  }

  .financieras-grid-custom {
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
  }

  .requisitos-content {
    grid-template-columns: 1fr;
    gap: 32px;
  }
}

/* ============================================
   RESPONSIVE - MOBILE (max-width: 768px)
   ============================================ */

@media (max-width: 768px) {
  /* Hero Section */
  .financiacion-hero {
    padding: 60px 0 40px;
  }

  .financiacion-hero__stats {
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
    margin: 32px 0;
    padding: 24px 0;
  }

  .financiacion-hero__stat {
    padding: 16px;
  }

  .financiacion-hero__stat-number {
    font-size: 2rem;
  }

  .financiacion-hero__actions {
    flex-direction: column;
    align-items: stretch;
    gap: 12px;
  }

  .financiacion-hero__actions .btn {
    width: 100%;
    justify-content: center;
  }

  /* Todas las secciones - Padding reducido */
  .ventajas-financiacion-section,
  .tipos-credito-section,
  .todas-financieras-section,
  .requisitos-section,
  .comparativa-section,
  .proceso-section,
  .recomendaciones-section,
  .faqs-section {
    padding: 60px 0;
  }

  /* Ventajas Grid */
  .ventajas-grid {
    grid-template-columns: 1fr;
    gap: 16px;
    margin-top: 32px;
  }

  .ventaja-card {
    padding: 18px;
  }

  .ventaja-card__header {
    margin-bottom: 12px;
  }

  .ventaja-card__icon {
    width: 40px;
    height: 40px;
  }

  .ventaja-card__icon svg {
    width: 20px;
    height: 20px;
  }

  .ventaja-card__badge {
    padding: 4px 10px;
    font-size: 0.6875rem;
  }

  .ventaja-card__title {
    font-size: 1rem;
    margin-bottom: 6px;
  }

  .ventaja-card__description {
    font-size: 0.8125rem;
  }

  .requisitos-grid,
  .proceso-grid {
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .requisito-item,
  .proceso-item {
    padding: 14px;
  }

  .requisito-item__icon {
    width: 36px;
    height: 36px;
  }

  .requisito-item__icon svg {
    width: 18px;
    height: 18px;
  }

  .proceso-item__number {
    width: 32px;
    height: 32px;
    font-size: 0.875rem;
  }

  /* Tipos de Crédito */
  .tipos-credito-grid {
    grid-template-columns: 1fr;
    gap: 20px;
    margin-top: 32px;
  }

  .tipo-credito-card {
    padding: 24px;
  }

  /* Filtros y Búsqueda */
  .financieras-filters {
    padding: 24px 16px;
    margin-bottom: 32px;
    position: static;
    top: auto;
  }

  .financieras-search {
    max-width: 100%;
    margin-bottom: 20px;
  }

  .financieras-search__input {
    padding: 14px 44px 14px 16px;
    font-size: 0.9375rem;
  }

  .financieras-filter-buttons {
    gap: 8px;
    justify-content: flex-start;
    overflow-x: auto;
    padding-bottom: 8px;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: thin;
  }

  .financieras-filter-buttons::-webkit-scrollbar {
    height: 4px;
  }

  .financieras-filter-buttons::-webkit-scrollbar-track {
    background: var(--color-gray-100, #F5F5F5);
    border-radius: 2px;
  }

  .financieras-filter-buttons::-webkit-scrollbar-thumb {
    background: var(--color-gray-300, #D4D4D4);
    border-radius: 2px;
  }

  .filter-btn {
    padding: 10px 16px;
    font-size: 0.875rem;
    white-space: nowrap;
    flex-shrink: 0;
  }

  /* Grid de Financieras */
  .financieras-grid-custom {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .financieras-container {
    margin-top: 32px;
  }

  /* Comparativa */
  .comparativa-alert {
    margin-top: 24px;
    margin-bottom: 20px;
  }

  .comparativa-alert__btn {
    padding: 14px 18px;
    font-size: 0.875rem;
    gap: 12px;
  }

  .comparativa-alert__content {
    font-size: 0.875rem;
  }

  .info-alert-modal__content {
    max-width: 90%;
    margin: 20px;
  }

  .info-alert-modal__header {
    padding: 20px;
  }

  .info-alert-modal__title {
    font-size: 1.125rem;
    color: var(--color-gray-900, #171717);
  }

  .info-alert-modal__body {
    padding: 20px;
  }

  .info-alert-modal__footer {
    flex-direction: column;
    padding: 16px 20px;
  }

  .info-alert-modal__btn {
    width: 100%;
  }

  .comparativa-grid {
    grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
    gap: 16px;
    margin-top: 32px;
  }

  .comparativa-card {
    padding: 18px;
  }

  .comparativa-card__header {
    margin-bottom: 14px;
    padding-bottom: 14px;
  }

  .comparativa-card__title {
    font-size: 1rem;
  }

  .comparativa-card__body {
    gap: 10px;
  }

  .comparativa-card__label {
    font-size: 0.6875rem;
  }

  .comparativa-card__value {
    font-size: 0.8125rem;
  }

  /* Requisitos */
  .requisitos-content {
    grid-template-columns: 1fr;
    gap: 28px;
    margin-top: 32px;
  }

  .requisitos-info,
  .proceso-info {
    padding: 24px;
  }

  .requisitos-info__title,
  .proceso-info__title {
    font-size: 1.25rem;
    margin-bottom: 18px;
    padding-bottom: 14px;
  }

  .requisitos-list {
    gap: 12px;
  }

  .requisitos-list li {
    padding: 6px 0;
    gap: 12px;
  }

  .proceso-steps-compact {
    gap: 12px;
  }

  .proceso-step-compact {
    padding: 12px;
    gap: 12px;
  }

  /* Timeline */
  .timeline-container {
    padding: 0 16px;
    margin-top: 32px;
  }

  .timeline::before {
    left: 28px;
    width: 2px;
  }

  .timeline-item {
    gap: 16px;
    margin-bottom: 32px;
  }

  .timeline-item__marker {
    width: 56px;
  }

  .timeline-item__number {
    width: 48px;
    height: 48px;
    font-size: 1.125rem;
    border-width: 3px;
  }

  .timeline-item__line {
    height: 32px;
    width: 2px;
    margin-top: 6px;
  }

  .timeline-item__content {
    padding: 16px 20px;
    margin-top: 6px;
  }

  .timeline-item__title {
    font-size: 1rem;
    margin-bottom: 6px;
  }

  .timeline-item__description {
    font-size: 0.875rem;
  }

  .timeline-item:hover .timeline-item__content {
    transform: translateX(4px);
  }

  .proceso-steps-compact {
    gap: 16px;
  }

  .proceso-step-compact {
    padding: 14px;
  }

  /* Recomendaciones */
  .recomendaciones-grid {
    grid-template-columns: 1fr;
    gap: 20px;
    margin-top: 32px;
  }

  .recomendacion-card {
    padding: 24px;
  }

  /* Section Headers */
  .section__header {
    margin-bottom: 32px;
  }

  .section__title {
    font-size: clamp(1.75rem, 5vw, 2rem);
  }

  .section__subtitle {
    font-size: clamp(0.9375rem, 2vw, 1rem);
  }
}

/* ============================================
   RESPONSIVE - MOBILE SMALL (max-width: 480px)
   ============================================ */

@media (max-width: 480px) {
  /* Hero */
  .financiacion-hero {
    padding: 48px 0 32px;
  }

  .financiacion-hero__badge {
    padding: 6px 16px;
    font-size: 12px;
    margin-bottom: 20px;
  }

  .financiacion-hero__title {
    font-size: clamp(1.75rem, 6vw, 2.25rem);
    margin-bottom: 20px;
  }

  .financiacion-hero__subtitle {
    font-size: clamp(0.9375rem, 3vw, 1.0625rem);
    margin-bottom: 32px;
  }

  .financiacion-hero__stats {
    grid-template-columns: 1fr;
    gap: 12px;
    margin: 24px 0;
    padding: 20px 0;
  }

  .financiacion-hero__stat {
    padding: 14px;
  }

  .financiacion-hero__stat-number {
    font-size: 1.75rem;
  }

  .financiacion-hero__stat-label {
    font-size: 0.8125rem;
  }

  /* Secciones - Padding más reducido */
  .ventajas-financiacion-section,
  .tipos-credito-section,
  .todas-financieras-section,
  .requisitos-section,
  .comparativa-section,
  .proceso-section,
  .recomendaciones-section,
  .faqs-section {
    padding: 48px 0;
  }

  /* Ventajas */
  .ventaja-card {
    padding: 20px;
  }

  .ventaja-card__icon {
    width: 56px;
    height: 56px;
    margin-bottom: 20px;
  }

  .ventaja-card__infographic {
    min-height: 60px;
    margin: 16px 0;
  }

  .infographic-circle {
    width: 80px;
    height: 80px;
  }

  .infographic-circle__text {
    font-size: 1.25rem;
  }

  .infographic-badge {
    padding: 10px 20px;
    font-size: 1.25rem;
  }

  .infographic-timer__number {
    font-size: 2rem;
  }

  .ventaja-card__title {
    font-size: 1.125rem;
  }

  .ventaja-card__description {
    font-size: 0.875rem;
  }

  /* Tipos de Crédito */
  .tipo-credito-card {
    padding: 20px;
  }

  .tipo-credito-card__header {
    gap: 12px;
    margin-bottom: 14px;
  }

  .tipo-credito-card__icon {
    width: 40px;
    height: 40px;
  }

  .tipo-credito-card__title {
    font-size: 1.125rem;
  }

  .tipo-credito-card__description {
    font-size: 0.875rem;
    margin-bottom: 16px;
  }

  .tipo-credito-card__features {
    gap: 10px;
  }

  .tipo-credito-card__features li {
    font-size: 0.8125rem;
    padding-left: 20px;
  }

  /* Filtros */
  .financieras-filters {
    padding: 20px 12px;
    position: static;
    top: auto;
  }

  .financieras-search__input {
    padding: 12px 40px 12px 14px;
    font-size: 0.875rem;
  }

  .filter-btn {
    padding: 8px 14px;
    font-size: 0.8125rem;
  }

  .filter-count {
    min-width: 20px;
    height: 20px;
    font-size: 0.6875rem;
    padding: 0 6px;
  }

  /* Timeline Mobile */
  .timeline-container {
    padding: 0 12px;
    margin-top: 28px;
  }

  .timeline::before {
    left: 24px;
    width: 2px;
  }

  .timeline-item {
    gap: 12px;
    margin-bottom: 28px;
  }

  .timeline-item__marker {
    width: 48px;
  }

  .timeline-item__number {
    width: 40px;
    height: 40px;
    font-size: 1rem;
    border-width: 3px;
  }

  .timeline-item__line {
    height: 28px;
    width: 2px;
    margin-top: 4px;
  }

  .timeline-item__content {
    padding: 14px 16px;
    margin-top: 4px;
  }

  .timeline-item__title {
    font-size: 0.9375rem;
    margin-bottom: 4px;
  }

  .timeline-item__description {
    font-size: 0.8125rem;
    line-height: 1.5;
  }

  .timeline-item:hover .timeline-item__content {
    transform: translateX(2px);
  }

  .proceso-step-compact {
    flex-direction: row;
    text-align: left;
    padding: 12px;
  }

  .proceso-step-compact__number {
    width: 32px;
    height: 32px;
    font-size: 0.875rem;
  }

  .proceso-step-compact__content h4 {
    font-size: 0.9375rem;
  }

  .proceso-step-compact__content p {
    font-size: 0.8125rem;
  }

  /* Requisitos */
  .requisitos-content {
    gap: 24px;
  }

  .requisitos-grid,
  .proceso-grid {
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .requisito-item,
  .proceso-item {
    padding: 14px;
  }

  .requisito-item__icon {
    width: 36px;
    height: 36px;
  }

  .requisito-item__icon svg {
    width: 18px;
    height: 18px;
  }

  .proceso-item__number {
    width: 32px;
    height: 32px;
    font-size: 0.875rem;
  }

  /* Comparativa */
  .comparativa-grid {
    grid-template-columns: 1fr;
    gap: 14px;
  }

  .comparativa-card {
    padding: 16px;
  }

  .comparativa-card__header {
    margin-bottom: 12px;
    padding-bottom: 12px;
  }

  .comparativa-card__title {
    font-size: 0.9375rem;
  }

  .comparativa-card__body {
    gap: 10px;
  }

  .comparativa-card__item {
    gap: 3px;
  }

  .comparativa-card__label {
    font-size: 0.6875rem;
  }

  .comparativa-card__value {
    font-size: 0.8125rem;
  }

  /* Recomendaciones */
  .recomendacion-card {
    padding: 20px;
  }

  .recomendacion-card__icon {
    width: 56px;
    height: 56px;
    margin-bottom: 16px;
  }

  .recomendacion-card__title {
    font-size: 1.125rem;
  }

  .recomendacion-card__description {
    font-size: 0.875rem;
  }

  /* No Results */
  .no-results-message {
    padding: 60px 16px;
  }

  .no-results-message svg {
    width: 48px;
    height: 48px;
    margin-bottom: 20px;
  }

  .no-results-message h3 {
    font-size: 1.25rem;
  }

  .no-results-message p {
    font-size: 0.9375rem;
  }
}

/* ============================================
   RESPONSIVE - EXTRA SMALL (max-width: 360px)
   ============================================ */

@media (max-width: 360px) {
  .financiacion-hero__stats {
    gap: 10px;
  }

  .financiacion-hero__stat {
    padding: 12px;
  }

  .financiacion-hero__stat-number {
    font-size: 1.5rem;
  }

  .ventaja-card,
  .tipo-credito-card,
  .recomendacion-card {
    padding: 16px;
  }

  .financieras-filters {
    padding: 16px 8px;
  }

  .filter-btn {
    padding: 8px 12px;
    font-size: 0.75rem;
  }
}